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The Analysis and a Choice of Programs

While choosing a program    capital security. In
you should follow the       this case, you should
following rules.            alsotry to arrange a
                            tete-a-tete meeting with
Rule Number 1               the principals. If you
                            have an upline sponsor,
Never put all your money    ask them if they have
into one small program,     this information.
regardless of howgood it    
looks, or how great you     Rule Number 2
have been told the          
program is, especiallyif    Carry out as much due
the only means of           diligence as possible on
communication with them     that particular program.
is via anonymous            Ifyou are coming in with
email.These programs if     $1 million, you will be
they have a website will    able to satisfy
usually have a free         yourselfabout legitimacy
websitefrom Homestead,      with irrefutable proof,
Tri-pod, Geo-Cities,        because you will be
etc. This goes for          dealingdirectly with the
almost all of thefrauds,    principals. Usually an
but can also apply to       investor with $100,000
very professional           can securea program
looking websites that       utilizing a sole
giveyou virtually no        signatory account,
contact point               through an offshore
information. If you         tradingstructure, and be
intend to invest alarge     privy to more info, but
sum, then you should        this situation is not
always make sure that       always thenorm. As for
the program inquestion      the rest of you? Forget
offers some sort of         it.

There are no public         forums, although
registries, no BBB          theSpeculator Pro
listings, no bankers or     website is completely
brokerswho will confirm     impartial, so make good
anything. For the small     use of it.
investor, this business     
is basedon trust and        Rule Number 3
personal relationships:     
you know me, I know 'A',    Once again do not put
'A' knows'B', who works     all your eggs in one
with manager 'C', who       basket when it comes to
knows the trade             thesmaller Internet
facilitator 'D,etc. You     based HYIP's. You should
can only do the best you    diversify by placing a
can with the information    portionof your
that isavailable on that    investment capital into
program. Do not contact     many different programs
any regulatory              so if one venturegoes
authorities tosee if any    sour you still have the
complaints have been        others intact to produce
made, as this may simply    income. Many
result in anotherwise       smallprograms will close
sound program being shut    down. Funding two to
down. Use the forums        three small programs
that are listedin the       withlarge amounts is
appendices to gather as     suicide. Focus on the
much info as you can and    overall plan, not on a
make aneducated             program ortwo, unless
decision. What you are      you have found a single
looking for is impartial    large program that
advice,                     offers a goodreturn
whichunfortunately is       coupled with capital
hard to find on the HYIP    security.


Build your smaller          moneyfrom any one
program list up tono        venture as soon as
less then ten, it may       possible. Take your seed
take time, but this is      money backwhen you reach
the correct way to go       2-1 or 3-1. Remain
aboutinvesting in small     invested with their
Internet HYIP's. If you     money and notyours from
want to achieve a lot       that point on.Too many
ofsuccess, get your mind    small programs start out
off the investments you     fine, we get comfortable
are in, and get focused     with themand start
onyour plan. Your           putting extra money in
ultimate goal is to         before the returns from
eventually fund 15-20       the last cyclecome back,
payingprograms, as soon     and then they fail. Do
as some pay out you can     not reinvest more money
widen your program          before youhave been paid
list.Concentrate on the     back, no matter how long
plan not the programs.      it takes. A good rule to
                            follow isto take your
                            original capital back as
Rule Number 4               soon as possible and
                            only keepreinvesting
With the smaller            half of the payout
programs, you should aim    proceeds on each cycle.
to recoup your seed


Rule Number 5               Truth is many
                            programsnever make it
Do not let large amounts    through launch. Why
accumulate in small         would you waste your
programs; take              timepromoting a program
smallerprofits often.       that had a month or two
Even from the most          to go before you could
stable smaller programs,    eversign someone up for
take fundsback often.       it, assuming of course
Taking small amounts of     that the program even
profit along the way        remainson schedule.
versus letting alarger      
amount accumulate before    If it is good this week,
a program goes sour will    it will be good next
allow you tosee a profit    week or three months
instead of missing out      fromnow. Let the program
on what you thought you     establish a payout
had.                        history with good
                            customerservice before
Rule Number 6               investing money with
                            them. With some
Do not jump into new        exceptions, we donot
programs right away.        join new


programs right off the      program in the early
bat. If they are still      stages. Itdoes not take
around in anothermonth      long to get in a real
and everyone who is         pickle admin wise.
participating is happy      
with the program,           
thenit's time to take       
another look at it.         
                            
Rule Number 7               
                            
Do not jump the gun and     
start screaming swindle     
if a programexperiences     
some problems early on.     
Allow some time for         
theadministrative end to    
catch up with the           
trading and sign-ups,       
asenrolments escalate.      
Most programs with small    
administrative teams        
haveno concept of how       
many people can enter a


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